We at Skyline Advisors are members of the Financial Planning Association. Certified Financial Planners are an integral part of our team here at Skyline. In the below article the Financial Planning Association outlines the potential benefits of working with a Certified Financial Planner. Planning works, and we have decades of experience planning, implementing plans and monitoring plans.  Call us today and speak with a CFP® planner.

How do you know if you could benefit from a CERTIFIED FINANCIAL PLANNER™ professional?

You may not have the expertise, the time or the desire to actively plan and manage certain financial aspects of your life. You may need help getting started. You may benefit from an objective, third-party perspective on what are often emotional, difficult decisions. In today’s hectic world, it can be beneficial to have a CFP® expert to make sure you stay focused and follow through with your financial plans.

A CERTIFIED FINANCIAL PLANNER™ professional from the Financial Planning Association® (FPA®) can help you:

• Set realistic financial and personal goals
• Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan
• Develop a realistic, comprehensive plan to meet your financial goals by identifying financial opportunities and building on financial strengths

Often a specific event or need will trigger the desire for professional financial planning guidance. These might include:

• Making sure your money will last during retirement or rolling over a retirement plan.
• Handling inheritance or other unexpected financial windfall
• Financial preparation for a marriage or divorce
• Planning for the birth or adoption of a child
• Facing a financial crisis such as an illness, layoff or natural disaster
• Making sure your money will last during retirement or rolling over a retirement plan.
• Coping financially with the death of a spouse or close family member
• Funding for education expenses
• Buying, selling or passing on a family business.
• Planning for complex financial situations

More Planning for Life Events Resources

CFP® professionals are dedicated to using the financial planning process. To earn the prestigious CFP® certification and remain certified as a CFP® professional, individuals must meet the following requirements:

Education

They must complete a comprehensive course of study offered by a college or university program (ranging from certificate to doctoral degree levels) which covers a personal financial planning curriculum approved by CFP Board. In addition, they must have earned a bachelor’s degree from a regionally accredited college or university.

Examination

CFP® professionals must successfully complete CFP Board’s comprehensive examination, which tests an individual’s ability to integrate and apply their financial planning knowledge.

Experience

They must acquire three years of financial planning related experience, or a limited 2-year structured option, before achieving the right to use the CFP® marks.

Ethics

They must voluntarily ascribe to CFP Board’s code of ethics and additional requirements as mandated. This includes providing financial planning services as a fiduciary or acting in the client’s best interest.

*Reprinted by permission of the Financial Planning Association.