The question, “should I pay off debt or save for retirement” is not easily answered. I’ve thought about my answer for a long time and I believe you should never stop saving for retirement unless you are in financial crisis. Yes, it feels bad to have debt. Yes, debt can be a huge stress on
The commentary on this website reflects the personal opinions, viewpoints and analyses of the Skyline Advisors, Inc. employees providing such comments, and should not be regarded as a description of advisory services provided by Skyline Advisors, Inc. or performance returns of any Skyline Advisors, Inc. Investments client. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Skyline Advisors, Inc. manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.
We at Skyline Advisors are members of the Financial Planning Association. Certified Financial Planners are an integral part of our team here at Skyline. In the below article the Financial Planning Association outlines the potential benefits of working with a Certified Financial Planner. Planning works, and we have decades of experience planning, implementing plans and monitoring plans. Call us today and speak with a CFP® planner.
Wealth is often associated with certain highly educated professions or inheritance. However, this isn’t necessarily true. Wealth is more closely related to behavior. I’ve worked with administrative professionals who have accumulated more wealth than doctors, and beneficiaries who’ve spent their inheritance in just a few short years. Wealth can be attributed to a consistent behavioral
Hello Skyline Friends. I would like to introduce myself to you, as I am the newest member of Skyline Advisors. My name is Sarah Arnold and while I am new to Skyline, I am old to the financial industry. I attended Western Washington University from 1994 through 1999, with a year off in there somewhere.
Have you ever gone out for a run without knowing how far you would run or how long it might take? Or how about leaving on vacation without a destination or knowing the length of time you would be gone? Most likely you’ve planned these things out without even consciously making the choice to really
The initial process to begin saving for retirement, college, or general investing for wealth down the road can seem overwhelming and arduous. Many people simply don’t know where to begin, so they avoid the process altogether. Later, they look back wishing they would have started earlier or had those wasted dollars back. Here are
Maybe you have been told to really grill your prospective financial advisor. For most of us that is often just too distasteful a task. And why start a fruitful relationship on such a cynical note? Well in the below Q and A we do it for you. After all, we agree you should ask the
You sent your kid(s) off to college, now how are you going to pay for it? While you are paying your rent or a home mortgage, paying your household bills and trying to save for retirement, the additional cost to send your kids to college seems unsurmountable. The College Board, a non-profit that helps students
On September 7, 2017, Equifax announced what it describes as a “cybersecurity incident” involving consumer information affecting up to 143 million customers. Equifax is one of the big three credit reporting agencies and holds vital records that may have been compromised including names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license
The Vanguard Group has long been considered a company squarely in the investor’s corner in part because of its ground-breaking research into low cost index funds done back in the 1970’s by its founder John C. Bogle. Vanguard has produced research since 2001 pointing out how an advisor using Vanguard Advisor’s Alpha Strategy can add